Disability insurance is purchased to protect you. When you are sold the insurance, promises are made about what the product will do and how it will protect you. Unfortunately, it is often the case that when the time comes to take advantage of that protection the insurance company does not fulfill their side of the agreement.
FMT llp has represented numerous clients against long-term disability insurers who have not lived up to their obligations. By dealing with the insurer in an aggressive manner, we make insurers re-think their approach to the claim.